Have you ever started to edge your lawn or garden and BAM, your weed wacker breaks or dies on you? It can be incredibly frustrating, and before now, there was no reputable place to go to have your weed eater repaired….that is until now. Now that weed wacker repair winfield has opened its doors, customers are piling in to get their weed wackers repaired. The staff at the shop is incredibly friendly and helpful. They will not make up some story about some bogus part that is wrong with your weed wacker, they will simply fix what is wrong and only what is wrong. These guys are very trustworthy!
WFJL-FM — (W – FJL – Frank J. Lewis) (93.1 FM Chicago) went on the air in 1947 until 1959. WFJL operated as a non-commercial station by Lewis College of Science and Technology (previous name of Lewis College, now Lewis University). Lewis College sold WFJL-FM in 1958. The new owner of WFJL-FM, Louis Lee, renamed the call letters to WSBC-FM from 1959 to 1963. In 1964 Lee changed the call letters to WXRT-FM. Dan Lee, Louis Lee’s son sold WXRT in 1995, it is now owned by CBS Radio.
The format as it exists today began in 1972 as a night-time-only freeform rock experiment, sharing the 93.1 frequency with a variety of different ethnic and foreign language programming that aired during the daylight hours. The part-time progressive rock format was gradually expanded until by 1976 it aired 24 hours a day. By the 1980s the station played primarily New Wave and alternative music of that time. As the 1990s approached the station opted to stay with its core audience and move to a AAA format. The office of the radio station was located at 4949 W. Belmont Ave. on the northwest side of Chicago, until September 6, 2008, when it was relocated to theNBC Tower in downtown Chicago. On March 16, 2010, it was again relocated to the Prudential Plaza.
WXRT was locally owned until 1995. It was then purchased by Westinghouse, which had acquired WMAQ 670 (which has since changed call letters to WSCR) a few years before. WXRT became part of the CBS conglomerate in 1996 when Westinghouse and CBS merged. CBS later merged with Infinity Radio, keeping the Infinity name for its radio division. CBS and Viacom would merge in 2000, making WXRT an Infinity Radio station whose parent companies were CBS and Viacom. In December 2005, Infinity Radio officially became CBS Radio in anticipation of the CBS/Viacom split up.
Over the years, WXRT has partnered with and sponsored a number of different companies and websites. We are a radio station of the people, by the people, and for the people, so we present these company’s information and websites for the benefits of our listeners.
Treating a heartworm infestation is difficult and dangerous. It is far easier and more effective to prevent the problem in the first place. In theory, the best way to prevent heartworms is to keep your dog from being bitten by a mosquito. Unfortunately, preventing mosquito bites can never be 100 percent effective. Dogs can be reasonably protected if they remain indoors in the late afternoon and evening, when mosquitoes are feeding.
Areas of most frequent heartworm infestation are along coastal regions, where swamps or other brackish water provide ideal conditions for mosquitoes to breed. Since mosquitoes have a flight range of one quarter mile, spraying around the yard and kennel and removing standing water can be partially effective, but they will never eliminate the threat.
If you live or travel with your dog in an area where heartworm is endemic, your dog should be on a heartworm prevention program. Ask your veterinarian about local prevalence and follow their recommendations for prevention. Most dogs should be on a heartworm preventive program.
A prevention program should be started at six to eight weeks of age in endemic areas, or as soon thereafter as climate conditions dictate. In the Deep South, where mosquitoes are a year-round problem, dogs should be kept on preventive drugs all year long. In areas where it is not necessary to administer the drug year round, start one month before the mosquito season and continue one month beyond the first frost (generally from May or June to November or December). Heartworm prevention is important for the dog’s whole life. Some owners may elect to give heartworm preventives year round for zoonotic parasite protection and to reduce the risk of breakthrough heartworm disease in case they miss a monthly dose. All dogs seven months and older should have an antigen test for heartworms before starting a prevention program. If the test is positive, a microfilaria concentration test should be performed. The antigen test should be repeated annually or as frequently as your veterinarian recommends-even if the dog is on a heartworm prevention program. Many heartworm preventives can cause illness if given to a dog with circulating microfilaria, so you must be careful which heartworm medicaiton you use.
Absolute Liability Liability for damages even though fault or negligence cannot be proven. Certain situations create absolute liability for the manufacturer a product or the provider of a service.
Accident An event or occurrence which is unforeseen and unintended. Accidental is an important concept of risk for insurance. The more unlikely the accident or the occurrence, the less expensive it is to insure.
Accident and Health Insurance A type of coverage that pays benefits, when an accident occurrs or a medical problem arrises, sometimes including reimbursement for loss of income, in case of sickness, accidental injury, or accidental death.
Accident Insurance A form of health insurance against loss by accidental bodily injury.
Accidental Bodily Injury Injury to the body as the result of an accident.
Accidental Death Benefit A benefit in addition to the face amount of a life insurance policy, payable if the insured dies as the result of an accident. Sometimes referred to as double indemnity.
Accounting The process of recording, summarizing, and allocating all items of income and expense of the company and analyzing, verifying, and reporting the results.
Accumulation Period (1) The time between the first premium payment and the first benefit payout under a deferred annuity; (2) A specified period of time, such as 90 days, during which the insured person must incur eligible medical expenses at least equal to the deductible amount in order to establish a benefit period under a major medical expense or comprehensive medical expense policy.
Accumulation Units The mechanism used to account for the insured’s deposits in a variable annuity contract during the premium paying period. The number of units purchased depends upon the current valuation of a unit in dollars.
Acquisition Costs The insurer’s cost of putting new business in force, including the agent’s commission, the cost of clerical work, fees for medical examinations and inspection reports, sales promotion expense, etc.
Activities of Daily Living A list of activities, normally including mobility, dressing, bathing, toileting, transferring, and eating which are used to assess degree of impairment and determine eligibility for some types of insurance benefits.
Acts of War, Confiscation, Detainment, Revolution Free of Capture Exclusion in most marine cargo policies, which states that coverage is not provided when due to capture, seizure, arrest, detainment, confiscation, preemption, requisition, or nationalization, whether in time of peace or war. This clause also excludes from coverage loss due to hostilities or warlike operations (including atom bombs), embargoes or other interferences with the free flow of trade. Coverage for these hazards can be obtained through the Cargo War Risk policy. See also Cargo Insurance.
Actual Cash Value The replacement cost of property damaged or destroyed at the time of loss, with deduction for depreciation. Actual Cash Value cannot exceed the applicable liability limits shown in the declarations of the policy, nor the amount it would cost to repair or replace such property with material of like kind and quality within a reasonable amount of time after a loss.
Actuarial Cost Method One of several systems for determining either the contributions to be made under a retirement plan, or the level of benefits when the contributions are fixed. In addition to forecasts of mortality, interest and expenses, some of the methods involve estimates of future labor turnover, salary scales and retirement rates.
Actuarial Equivalent If the present values of two series of payments are equal, taking into account a given interest rate and mortality according to a given table, the two series are said to be actuarially equivalent on this basis. For example, a lifetime monthly benefit of $67.60 beginning at age 60 (on a given set of actuarial assumptions) can be said to be the actuarial equivalent of $100 a month beginning at age 65. The actual benefit amounts are different but the present value of the two benefits, considering mortality and interest, is the same.
Actuarially Fair Describes insurance whose cost exactly equals the expected losses.
Actuary A person professionally trained in the technical aspects of pensions, insurance, and related fields. The actuary estimates how much money must be contributed to an insurance or pension fund in order to provide future benefits.
ACV See Actual Cash Value.
An assured party specifically named under an insurance policy that is not automatically included as an insured under the policy of another, but for whom the named insured’s policy provides a certain degree of protection. An endorsement is typically required to effect additional insured status. The named insured’s impetus for providing additional insured status to others may be a desire to protect the other party because of a close relationship with that party (e.g., employees or members of an insured club) or to comply with a contractual agreement requiring the named insured to do so (e.g., customers or owners of property leased by the named insured). Tips for how to lower my car insurance.
Additional Named Insured
An additional person(s) specifically named on the policy, similar to Additional Insured, except that each named insured person(s) are fully covered under the terms of the policy. Parents who insure their teenage son or daughter on their existing auto insurance policy, can do so by adding them as an Additional Named Insured. Every person should research various companies in order to get the best auto insurance rates. There is also a video on the following website which would also be helpful to watch: http://www.tipstotreasure.com/best-auto-insurance-rates/.
Home Hair Removal Methods
Permanent hair reduction is becoming increasingly popular, and hair removal businesses are cropping up as fast as the hairs themselves. We take a look to see if it’s all it’s cracked up to be.
On this page we look at: How it works Is it permanent?
Through this investigation into permanent hair reduction practices in Australia, CHOICE has found several examples of customers paying for ineffective treatments, or even worse, being injured. Laser Danger CHOICE spoke to a range of experts, including dermatologists, and medical professionals who have highlighted the dangers involved in getting laser and IPL treatments, especially in an unregulated environment. The CHOICE shadow shop We also sent a shadow shopper into a mix of beauty salons and walk-in clinics, and discovered that a number of laser and IPL operators are failing to give accurate advice, ask neccesary questions, and provide adequate information about the training of staff. What to look out for If you’re considering laser or IPL treatments, CHOICE has compiled a list of tips to help you make an informed decision.
The marketing hype will tell you that with a few sessions of laser or intense pulsed light (IPL) hair reduction, and some slight discomfort, you can be hair free forever. To anyone who has battled with unwanted facial or body hair this sounds like the perfect solution.
However, with the exceptions of Queensland, Tasmania and WA the laser industry is unregulated, and powerful medical lasers and IPLs are accessible to untrained and inexperienced personnel. Even in the states with some legislative controls, clinical application training isn’t covered.
For more information on Hair Removal or Leg Waxing, see Beauty and Personal Care
How it works
Lasers and IPL (intense pulsed light) devices, (which are not technically lasers but work on a similar principal), can be used for hair reduction and skin treatments such as removing spider veins, improving skin tone and to remove tattoos. Permanent hair reduction involves the use of either a single wavelength of light (laser) or a flash of light containing hundreds of wavelengths (IPL or broadband light BBL). Melanin within the hair follicles is targeted, heating and damaging the follicles in an active growth cycle. Only hairs that have colour can be treated, so white and grey hairs won’t respond. Success of the treatment depends on your colouring, with laser generally working best on fair skin and dark hair. Fairer skin and red hair will respond to a lesser degree and those with darker skin can be treated, but only with a great deal of care.
All the experts CHOICE spoke to agree that laser or IPL treatment, in the hands of an experienced and trained operator can be very effective. Melbourne dermatologist Dr Philip Bekhor says its the best way to remove unwanted hair, as long as you’re a “suitable candidate”.
Is it permanent? Why not just Sugar Wax?
Many adverts claim that laser or IPL treatments can leave you permanently hair free. Sydney dermatologist Dr Phillip Artemi, says many operators have been quite loose with their definition of the word “permanent” in their advertising.
He says up to 20% of hair will continue to grow (albeit in a finer and slower way), and many hair follicles will recover from the laser injury over time.
Dr Artemi says a better term for the procedures is “permanent hair reduction”. Additional information can be found at http://permanenthairremovaltip.com/leg-waxing/ or http://permanenthairremovaltip.com/sugar-wax/